finance
product detailsFollowing the development trend of the banking industry, based on the advantages of traditional payment settlement, credit financing, and card based business, we have increased product innovation in internet finance, mobile payments, risk management, big data applications, decision-ma
Details

product details


Following the development trend of the banking industry, based on the advantages of traditional payment settlement, credit financing, and card based business, we have increased product innovation in internet finance, mobile payments, risk management, big data applications, decision-making platforms, and distributed microservice architectures, and completed multiple lighthouse projects. We have conducted product design and research and development in response to market hotspots and customer needs, and have accumulated 190 software copyrights and 100 product registration certificates over the years; By providing high-quality products and excellent services, we provide financial clients with the application solutions and system construction necessary for business development.






Business coverage


Credit financing




We have maintained a high market share in the construction of commercial bill systems and related services for a long time. We can also provide comprehensive solutions, fast and flexible product configurations, and technical risk control measures for various financial institutions in areas such as supply chain finance, internet credit, and financial leasing. In terms of supply chain finance, a series of products targeting banks, enterprises, and industry finance have been launched to support commercial banks' deep integration into the supply chain, implement transaction banking and open banking service concepts, and provide various demands for digital financial services to the industrial ecosystem, especially small and micro enterprises. The supply chain financial service platform assists financial institutions in upgrading digital supply chain financial services through a combination of product capabilities such as electronic ticket letters, electronic debt voucher transfers, electronic warehouse receipts, and pan transaction chain data loans; The industrial finance platform that the company collaborates with well-known AI enterprises has core capabilities such as open customer acquisition, intelligent risk control, industry finance collaboration, and portfolio finance, helping financial institutions integrate transaction banking services into the physical industry and establish their own brand; The factoring business management platform supports commercial banks and commercial factoring companies to carry out factoring business from scratch, and supports innovative business models such as online factoring, factoring pools, and standardized circulation of accounts receivable.




Payment Clearing




The financial payment and clearing business mainly covers digital acquiring, digital RMB, unified payment platform, and large and small payments of the People's Bank of China. The financial business team has many technical experts in the field of payment and clearing, and has gone through the golden card era, UnionPay era, micro payment era, internet era, unified payment, and digital currency. It has continued to work in the payment and clearing sub field for over 20 years. The company's basic positioning is to build an open digital acquiring platform, with a win-win cooperation strategy, to build a broad financial ecosystem, share internal and external interests, and provide comprehensive financial service functions for merchants, benefiting a wider customer base.




Risk management, regulatory compliance




Financial industry customers establish a risk control management system that includes pre loan credit approval, in loan risk monitoring, and post loan non-performing loan management, continuously enhancing the application depth of cutting-edge technology, and providing customers with full process risk solutions. In terms of post loan management, the company provides related products such as post loan collection, post loan non-performing asset preservation, intelligent collection robots, and intelligent quality inspection robots, and serves multiple large joint-stock banks. China Soft International continues to actively observe policy changes related to the disposal of non-performing assets after loans, focusing on related construction around non-performing asset assessment, non-performing asset transfer, asset securitization, etc., and continuously strengthens the development and construction of related intelligent products to cover


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